Product Manager, Vault & Forward API

Company Description

We’re Checkout.com. You might not know our name, but companies like eBay, Spotify, Klarna, Uber, and Sony do, because we’re behind many of the digital experiences you use every day. We are where the world checks out, enabling over 10 billion transactions yearly for more than one billion global shoppers. Whether you want to book a holiday, order food, renew a subscription, or check out online, there’s a good chance our tech powers the payments behind the scenes. Our platform helps the most ambitious businesses deliver effortless digital experiences, at scale. If you want to do career-defining work, you’ve come to the right place. We move fast, think globally, and believe great teams are built by hiring exceptional people with conviction, curiosity, and the desire to make an impact. With 20 offices across six continents and London as our HQ, we’re shaping the future of fintech – and we’re just getting started. Own Checkout.com's vision on becoming the system of record for payment credentials, independent of acquiring. The Vault holds billions of stored instruments; the Forward API is how they reach any endpoint - and the forward-first connector backbone of our orchestration platform, reaching any processor without their cooperation.

Product, infrastructure, and commercial ownership in one role, including pricing - scope almost no PSP gives its PMs.

Network tokens and account updater sit with a partner team - one credential story, run on a shared scorecard (credential freshness, network-token penetration, auth uplift).

You'll own

• Vault: core primitives (instruments, tokens, metadata), PCI DSS posture, and standalone Vault for merchants who don't process with us

• Forward API: credential forwarding end to end - expand beyond PSP fallback into fraud tools, 3DS, loyalty, and migrations, with reliability and latency SLAs on the critical payment path

• Portability and migration: contractual token export as a sellable feature - our answer to lock-in in enterprise RFPs - and import tooling at scale to win credentials from other vaults

• Commercial: pricing, packaging, billing, and the metrics that matter - instruments stored, standalone adoption, forward volume, credential revenue

• GTM: positioning and sales enablement, including when to sell Forward API vs orchestration

You'll bring

• 5+ years in product, 3+ in payments - and you've built or owned a payment vault, tokenization platform, network token service, or card-on-file infrastructure

• Deep tokenisation and PCI DSS knowledge; fluent with developer-facing APIs

• Commercial ownership experience: pricing, P&L inputs, a number you were accountable for

Bonus:

• Token portability/migration programmes

• Regulated markets

• Agentic commerce

Additional Information

Bring all of you to work

We create the conditions for high performers to thrive, through real ownership, fewer blockers, and work that makes a difference from day one.

Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity, and where your growth is in your hands.

We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here.

It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable.

Life at Checkout.com

We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.

Curious about what it’s like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us.

For a closer look at daily life at Checkout.com, follow us on LinkedIn and Instagram