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Lead Business Analyst - Credit Analyst
IT (Information Technology)
Permanent contract
Bangalore, India
Hybrid
Reference 2600073O
Start date Immediately
Publication date 2026/05/08
Responsibilities
Experience: 12+ Years
Job Summary: We are seeking an experienced Principal Business Analyst / Consultant to lead and manage complex business analysis initiatives across multiple teams. The ideal candidate will have a proven track record in requirement gathering, stakeholder management, and end-to-end project delivery within Agile environments. You will mentor and guide junior Business Analysts, oversee testing of major features, and manage up to three cross-functional teams to ensure successful project outcomes.
- Knowledge of entire credit risk life cycle.
- Experience covering large corporates in underwriting process across various industries and regions.
- Working knowledge of risk methodology, rating models etc.
Working experience on credit risk modelling to prepare financial models/forecasts for various scenarios.
Key Responsibilities:
- Lead Complex Studies:
Drive and manage large-scale, complex business analysis studies, ensuring alignment with organizational goals and stakeholder expectations. Writing BDDs/user stories in a clear way.
- Agile Practice Leadership:
Champion Agile methodologies and best practices across teams. Facilitate Agile ceremonies (e.g., sprint planning, backlog grooming, retrospectives), and ensure continuous improvement in Agile delivery.
- Team Management:
Oversee and coordinate the work of up to three business analysis teams, providing leadership, direction, and support to ensure high performance and professional growth.
- Mentorship:
Coach and mentor junior Business Analysts, fostering a collaborative and knowledge-sharing environment.
- Requirement Gathering:
Facilitate workshops, interviews, and other techniques to elicit, analyze, and document business and system requirements from stakeholders.
- Stakeholder Engagement:
Build strong relationships with business and technical stakeholders, acting as a trusted advisor and ensuring clear communication throughout the project lifecycle.
- Testing Oversight:
Lead the planning and execution of user acceptance testing (UAT) and other major feature testing, ensuring requirements are met and quality standards are maintained.
- Process Improvement:
Identify opportunities for process optimization and recommend solutions to enhance business efficiency and effectiveness.
- Documentation:
Prepare high-quality business requirements documents, functional specifications, process flows, and other relevant documentation.
- Change Management:
Support change management activities, including impact analysis, training, and communication plans.
Qualifications:
- Bachelor’s or Master’s degree in Business Administration, Information Technology, or related field.
- 12+ years of experience as a Business Analyst, with at least 5 years in a senior or lead role.
- Demonstrated experience managing multiple teams and complex projects.
- Strong knowledge of business analysis methodologies, tools, and best practices.
- Extensive experience working in Agile environments, with a deep understanding of Agile frameworks (e.g., Scrum, Kanban, SAFe).
- Proven ability to facilitate Agile ceremonies and drive Agile adoption across teams.
- Excellent communication, facilitation, and stakeholder management skills.
- Proven ability to mentor and develop junior team members.
- Experience with software development life cycle (SDLC), Agile, and Waterfall methodologies.
- Strong analytical, problem-solving, and decision-making abilities.
- Experience in leading and coordinating testing activities for major features.
- Relevant certifications (e.g., CBAP, PMI-PBA, Agile/Scrum certifications) are a plus.
Preferred Skills:
- Experience in banking industry.
- Familiarity with business process modeling tools
- Proficiency in project management and Agile tools (e.g., JIRA).
Profile required
Experience: 12+ Years
Job Summary: We are seeking an experienced Principal Business Analyst / Consultant to lead and manage complex business analysis initiatives across multiple teams. The ideal candidate will have a proven track record in requirement gathering, stakeholder management, and end-to-end project delivery within Agile environments. You will mentor and guide junior Business Analysts, oversee testing of major features, and manage up to three cross-functional teams to ensure successful project outcomes.
- Knowledge of entire credit risk life cycle.
- Experience covering large corporates in underwriting process across various industries and regions.
- Working knowledge of risk methodology, rating models etc.
Working experience on credit risk modelling to prepare financial models/forecasts for various scenarios.
Key Responsibilities:
- Lead Complex Studies:
Drive and manage large-scale, complex business analysis studies, ensuring alignment with organizational goals and stakeholder expectations. Writing BDDs/user stories in a clear way.
- Agile Practice Leadership:
Champion Agile methodologies and best practices across teams. Facilitate Agile ceremonies (e.g., sprint planning, backlog grooming, retrospectives), and ensure continuous improvement in Agile delivery.
- Team Management:
Oversee and coordinate the work of up to three business analysis teams, providing leadership, direction, and support to ensure high performance and professional growth.
- Mentorship:
Coach and mentor junior Business Analysts, fostering a collaborative and knowledge-sharing environment.
- Requirement Gathering:
Facilitate workshops, interviews, and other techniques to elicit, analyze, and document business and system requirements from stakeholders.
- Stakeholder Engagement:
Build strong relationships with business and technical stakeholders, acting as a trusted advisor and ensuring clear communication throughout the project lifecycle.
- Testing Oversight:
Lead the planning and execution of user acceptance testing (UAT) and other major feature testing, ensuring requirements are met and quality standards are maintained.
- Process Improvement:
Identify opportunities for process optimization and recommend solutions to enhance business efficiency and effectiveness.
- Documentation:
Prepare high-quality business requirements documents, functional specifications, process flows, and other relevant documentation.
- Change Management:
Support change management activities, including impact analysis, training, and communication plans.
Qualifications:
- Bachelor’s or Master’s degree in Business Administration, Information Technology, or related field.
- 13+ years of experience as a Business Analyst, with at least 5 years in a senior or lead role.
- Demonstrated experience managing multiple teams and complex projects.
- Strong knowledge of business analysis methodologies, tools, and best practices.
- Extensive experience working in Agile environments, with a deep understanding of Agile frameworks (e.g., Scrum, Kanban, SAFe).
- Proven ability to facilitate Agile ceremonies and drive Agile adoption across teams.
- Excellent communication, facilitation, and stakeholder management skills.
- Proven ability to mentor and develop junior team members.
- Experience with software development life cycle (SDLC), Agile, and Waterfall methodologies.
- Strong analytical, problem-solving, and decision-making abilities.
- Experience in leading and coordinating testing activities for major features.
- Relevant certifications (e.g., CBAP, PMI-PBA, Agile/Scrum certifications) are a plus.
Preferred Skills:
- Experience in banking industry.
- Familiarity with business process modeling tools
- Proficiency in project management and Agile tools (e.g., JIRA).
Why join us
“We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status”.
Business insight
At Societe Generale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.
Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA.
If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!
Still hesitating?
You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.
We are committed to support accelerating our Group’s ESG strategy by implementing ESG principles in all our activities and policies. They are translated in our business activity (ESG assessment, reporting, project management or IT activities), our work environment and in our responsible practices for environment protection.
Diversity and Inclusion
We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.
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Lead Business Analyst - Credit Analyst
Permanent contract
Bangalore, India
Hybrid
Responsibilities Profile required Why join us Business insight Diversity and Inclusion
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