ResponsibilitiesAs a Credit Analyst you will be based in Poland but people who will become your closest business partners are in Germany. Their day-to-day job consists of preparing credit applications for corporate clients and so will yours, as you will be assigned a portfolio of clients to contribute to the team’s goals. This opportunity will enable you to use English (or German if you feel comfortable with it) on daily basis and provide you with new level of professional challenges.In this role you will gain exposure to a wide variety of projects and interesting cases. If expanding your knowledge and expertise is what you seek, you will enjoy the opportunity to deepen your understanding of credit analysis and develop a robust skill set that will serve as a strong foundation for your future career.Your future scope of responsibility will cover:Preparing credit applications (annual reviews/interim credit requests/credit opinions etc.) in compliance with guidelines, procedures and timelinesWriting a clear and concise credit analysis based on a general study of the counterparty and the understanding of the proposed transaction (nature of the line, maturity, amount)Checking the compliance of the credit request with the existing company policiesCommenting on the terms and conditions as appropriate (structure, amount, collateral, credit matters defined in the legal documentation)Issuing an autonomous credit opinion and giving a relevant recommendationLaunching credit applications in company electronic tool for signatures and collecting the appropriate sign-offsAssigning obligor ratings and uploading it in company toolMonitoring of assigned credit portfolioCooperating with both Warsaw and Frankfurt teams, participating in regular operational review calls and reportingProfile requiredYou will be most successful in the role if:You have at least 3 years of experience in credit in corporate banking businessYou know English very wellYou have a degree in a field related to economicsYou can easily write a concise summary of an analysisYou can cooperate with multiple partners from different business unitsYou are flexible, well organized and autonomousYou take responsibility for your work and its qualityWhy join usYour future with Societe Generale will include:Work in a pleasant atmosphere as part of an international team in a brand-new office in the center of Warsaw, designed with facilities for people with disabilitiesAn active role in an international structure and the opportunity for growthAccess to educational platforms and language coursesStabilityCompetitive salary based on seniority and skillsSupport in quick adaptation in the companyExtraordinary health package with extensive dental careHybrid work (3 office days per week) and one-time bonus for home office equipmentEven more benefits such as meal allowance, holiday fund, sports card and insurance*Please be informed that we will be accepting only resumes in English.Business insightAt Société Générale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA.If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!Still hesitating?You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.
